• 9810733616
  • pradeepbhatia.life@gmail.com
  • A Non-Linked, Non-Participating, Individual, Pure Risk Life Insurance plan

    Pure Risk Premium Life Insurance Plan

    It offers financial protective shield against an untimely death of the life assured during the Policy Term.

    Limited Premium term available

    You can pay premiums only for a limited number of years within the policy term.


    Tension Free Claim Settlement
    Death Benefit during Waiting period
    Eligibility Criteria:




    Age of Entry

    18 years

    65 years

    Basic Sum Assured

     5 Lakhs

    25 Lakhs

    Policy Term

     5 years

    40 years

    Premium Paying Term (Regular)

     Same as Policy term

    Premium Paying Term (Limited)

     5 years and 10 years

    Premium Paying Term (SIngle)


    Premium Paying Mode

     Single, Yearly, Half Yearly, Monthly

    Sum Assured on Death

    • For Regular and Limited Premium Payment.....Highest of

                10 times Annualised premium or

                105 % of all premiums Paid as on date of death or

                100% of Basic Sum Assured

    • For Single Premium Payment.....Highest of

                125% of Single Premium or

                100% of Basic Sum Assured

    Death Benefit :

    • Waiting Period : 45 days from Date of Commencement of Policy
    • Death Benefit (Anytime during Waiting Period)

                 Natural Death : Refund of Premiums

                 Accidental Death : Sum Assured on Death will be payable

    • Death Benefit (Anytime after Waiting Period)

                 Sum Assured on Death will be Payable

    Maturity Benefit :

    On Survival till end of policy term, No Maturity Benefit will be Payable.