• 9810733616
  • pradeepbhatia.life@gmail.com
  • A Product with Guaranteed Benefits and Limited Premium Payment option.

    Guaranteed Money Back at Every 5 Years after completion of Half of the Policy Term


    Guaranteed Additions with Sum Assured at the time of Maturity


    Single Premium and Limited Premium Payment options are available


    Advantages

    Lower Premium for Female Lives
    Premium Waiver Benefit Rider is available

    Eligibility Criteria:

     

    Age At Entry

    Term

    20

    30

    40

    Minimum

    8 Yrs

    3 Yrs

    90 Days

    Maximum

    Single Premium

    60 Yrs

    50 Yrs

    40 Yrs

    Limited Premium

    55 Yrs

    45 Yrs

    35 Yrs

     

    Age At Maturity

    Term

    20

    30

    40

    Minimum

    28 Yrs

    33 Yrs

    40 Yrs

    Maximum

    Single Premium

    80 Yrs

    Limited Premium

    75 Yrs

     

    Policy Terms Available: 20, 30 and 40 Years

    Premium Paying Terms Available:  Single Premium, Limited Premium Paying Term i.e. Half of the Policy Term

     

    Below Riders are Available:

    • Accident Benefit Rider
    • Accident Death and Disability Rider
    • Premium Waiver Benefit Rider
    • New Term Assurance Rider
    • New Critical Illness Benefit Rider

     

    Guaranteed Benefits:

     

    1. Survival Benefits (% of Basic Sum Assured) at Every 5 Years after completion of Half of the Policy Term

    Term

    End of 10th Year

    End of 15th Year

    End of 20th Year

    End of 25th Year

    End of 30th Year

    End of 35th Year

    20

    10%

    10%

    -

    -

    -

    -

    30

    -

    15%

    15%

    15%

    -

    -

    40

    -

    -

    20%

    20%

    20%

    20%

      

    1. Maturity Benefit : Guaranteed Additions with Sum Assured at the time of Maturity
    2. Death Benefit:

      For Single Premium > 125% of Basic Sum Assured +Accrued Guaranteed Additions

      For Limited Premium > Higher of 125% of Basic Sum Assured or 7 times of the Annualized Premium.